Private funds, bridge loans, and commercial mortgages for the deals the bank won't touch. Fast answers. Real solutions.
Banks follow rigid formulas. Private and commercial lending is different — we look at the full picture.
Bought before you sold? Need to close fast? Bridge financing keeps your deal alive while traditional financing catches up.
Multi-unit residential, mixed-use, small commercial properties. Level 2 licensed means I can structure deals banks can't.
Sitting on equity but can't qualify at the bank? Private lenders look at the asset, not just the application.
Funding for builds and major renovations where traditional lenders won't advance until the work is done.
Declined doesn't mean dead. B-lenders and private funds exist for exactly these situations. We find the path forward.
Write-offs killing your stated income? We understand how trades and self-employed income actually works.
Variable income, write-offs, incorporated
Multi-unit, commercial, portfolio
Construction draws, land purchase
Self-employed, incorporated, cash-heavy
Bruised credit, recent BK, short tenure
Closing fast, bridge needed now
Private lending moves at a different speed. Here's what happens when you reach out.
Tell me the deal. I'll tell you if it's doable and what the options look like. No commitment, no paperwork yet.
I pull together lender options — private funds, B-lenders, or commercial. You get real numbers, not guesses.
I lay out the options clearly. Rate, term, cost, timeline. You decide what works for your situation.
Private deals can close in days. Commercial takes longer but I stay on it. You're never left chasing an update.
I spent over three decades as a cabinet maker and in construction before becoming a licensed mortgage agent. I know how tradespeople earn, how contractors get taxed, and why the banks get it wrong. That background is why my clients trust me — and why I get deals done that other agents pass on.
Mortgage Agent Level 2 means I'm licensed for commercial lending — not just residential. Multi-unit, mixed-use, private funds, non-conventional deals. I have the access and the experience to work through complex files.
No application. No credit pull. Just a direct conversation about your deal and what options exist. 15 minutes is all it takes to know if we can help.
📅 Book Your Free Consultation Or call directly: 416-891-8684 · vaughanmortgages@gmail.comPaul Malandrino is a Mortgage Agent Level 2 (FSRA #M25000307) operating under GNE Mortgages (Brokerage Lic. #10394), a member of The Mortgage Centre network. All mortgage products are subject to lender approval and qualification. Rates and terms vary. This is not a commitment to lend. Vaughan, Ontario and Greater Toronto Area.